101.finance: muslim.finance

Tue 1/13: Essentials of Halal Money Management

Safeer Mohiuddin — Sat, 10 Jan 2026 01:45:24 GMT

My mission in starting muslim.finance and 101.finance has always been to help teach people about personal finance. The guide has served well in that regard in giving people the basics and pointers to the various aspects of personal finance. But as I talked to many of you, many expressed that they still didn’t feel like they had things under control. I’ve realized that pointing to a few areas with links to investment options or providers isn’t enough. More importantly, for many the goal isn’t even clear — is it really just more money?

My version of personal finance is financial peace.

What does financial peace actually look like?

Most people think it’s about penny-pinching or obsessing over spreadsheets. But in reality, true peace comes from systems - having a plan that creates clarity and balance without the daily stress.

In our next session of the Halal Personal Finance Series, I’ll walk through a practical, faith-aligned approach to managing your money. We’re going to cover:

Budgeting without tracking every dollar
Savings for short-term goals
Investing with a long-term mindset
Giving as a core part of financial health
Simple systems that run in the background

The Details:

📅 When: Tuesday, Jan 13 @ 5pm PST
🔗 Register here: Link to Registration

If the timing doesn’t work for you, register anyway and we’ll send you the recording afterward.

And if you missed the last session on Foundations of Islamic Wealth & Finance, no worries you can re-watch it here!

Hope to see you there!

Introducing The Muslim Finance Series

Safeer Mohiuddin — Sun, 14 Dec 2025 20:34:27 GMT

After receiving many requests over the years to dive deeper into topics from muslim.finance and 101.finance, Sh Umer and I are excited to launch the Muslim Finance Series.

While investing often gets most of the attention in financial discussions, personal finance encompasses several critical components—from wills to fundamental Islamic principles of wealth. We’ve divided the series into two parts: Personal Finance and Investing, starting with Personal Finance broken down into five sessions:

Islamic Principles of Wealth & Finance
Practical Guide to Essentials of Money Management
Modern Guide to Halal Homeownership
Giving Right: Zakat and Tax-Smart Donating
Protecting Your Legacy: Islamic Wills and Estate Planning

Our first session on Islamic Principles of Wealth & Finance will be on Thur, Dec 18th at 5pm PT.

Wed 7/9: Building a halal stock portfolio with Zoya

Safeer Mohiuddin — Mon, 07 Jul 2025 22:58:06 GMT

Thanks for subscribing to the 101 & muslim.finance substack!

As discussed last time, this newsletter will go from annual portfolio updates to a couple messages and sessions per quarter to help educate our community about personal finance all continuing at no-cost.

If you wish to only receive my annual portfolio updates, please go to your settings and un-check receiving emails for new posts from muslim finance.

Wed 7/9: Building a Halal Stock Portfolio | Fireside Chat with Saad Malik (Zoya Co-Founder)

Our next session will be Wed, July 9th at 6pm PST with Saad Malik from Zoya to discuss how to build a halal stock portfolio and some upcoming announcements on direct indexing with Zoya.

Recording from our last session: “Can crypto advance halal finance?” with Tariq Patanam, inshAllah

Last week, we hosted Tariq Patanam from inshAllah to discuss how crypto can advance halal finance and pave the way for a more halal, transparent and equitable financial system.

Watch the recording

Wed 5/28: Do we have Halal Finance with Sh. Joe

Safeer Mohiuddin — Thu, 15 May 2025 18:38:54 GMT

Thanks for subscribing to the 101 & muslim.finance substack!

If you wish to only receive my annual portfolio updates, please go to your settings and un-check receiving emails for new posts from muslim finance.

One of the most common questions Sh. Umer and I receive is whether there are truly halal finance and investment options available. Many have dismissed that a model of true risk and reward can exist. We’re excited to host Sh. Joe Bradford and discuss what are the principles of Islamic Finance and what it actually looks like.

Wed 5/28: Fireside chat with Sh. Joe Bradford on Do we have Halal Finance?

Our next session will be Wed, May 28th at 5pm PST with Sh. Joe Bradford, to discuss the foundations of Halal Finance, why it matters, and whether today’s solutions qualify.

Also Next Mon: A decade of investing and learnings in residential real estate

As some of you know, Safeer and his father, Razi, have been investing and running debt-free real estate funds for over a decade. We’re coming up on one year of starting to scale Neeyah, our new residential real estate fund. Neeyah’s co-investment model in owner-occupied residential properties builds on the valuable lessons and challenges we encountered in previous residential funds, despite their successes. We will be having a webinar next Monday, May 19th at 7pm PST to share our learnings and more information about the Neeyah Fund.

Neeyah One Year Update Registration

This Friday: Navigating the Market Meltdown with Monem Salam from Amana Mutual Funds

Safeer Mohiuddin — Wed, 09 Apr 2025 14:05:19 GMT

Thanks for subscribing to the 101 & muslim.finance substack!

If you wish to only receive my annual portfolio updates, please go to your settings and un-check receiving emails for new posts from muslim finance.

This Friday: Fireside chat with Monem Salam on the Market Meltdown

Our next session will be this Friday, April 11th at 5pm PST with Monem Salam, Fund Manager of the Amana Mutual Funds, to discuss what’s happening in the market, how to navigate it effectively and what are the long term ramifications.